Pradhan Mantri Fasal Bima Yojana : Last date for crop insurance for Kharif 2025 is July 31, farmers will get security cover at 2% premium

Pradhan Mantri Fasal Beema Yojana: Chhattisgarh government has declared the last date for insurance under Pradhan Mantri Fasal Bima Yojana to provide relief to farmers in Kharif season. The Department of Agriculture Development and Farmers Welfare and Biotechnology has fixed the insurance period from July 15 to July 31 for Kharif crops of the year 2025.

Pradhan Mantri Fasal Bima Yojana 2025

Under this scheme, farmers will be able to insure their crops at a premium rate of just 2 percent. The scope of insurance includes many crops including paddy irrigated, paddy unirrigated along with maize, groundnut, moong, urad, soybean, tur, kodo, kutki and ragi.

Who will get the benefit of farmers?

• Loanee farmers (who have taken seasonal agricultural loan)
• Non-loanee farmers (who have not taken loan)
• Landholders and sharecroppers
• Farmers of notified village and revenue inspector board

Non-loanee farmers will have to get the sowing certificate verified from the regional Patwari or Rural Agriculture Extension Officer.

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The crop wise insurance amount and premium rates are as follows:

• Maize: Sum insured ₹48,000 per hectare, Premium ₹960
• Groundnut: Sum insured ₹42,000 per hectare, Premium ₹840
• Arhar: Sum insured ₹40,000 per hectare, Premium ₹800
• Mung bean: Sum insured ₹29,000 per hectare, Premium ₹580
• Urad: Sum insured ₹30,000 per hectare, Premium ₹600
• Ragi: Sum insured ₹25,000 per hectare, Premium ₹500
• Kodo/Kutki: Sum insured ₹22,000 per hectare, Premium ₹440

The objective of this scheme is to protect against crop loss due to natural calamities such as drought, flood, hailstorm and adverse weather. The department has appealed to all eligible farmers to avail the benefit by getting crop insurance done before the deadline of 31 July.